Why Birchwood Shows Up on Credit Reports
Did Birchwood show up on your credit report?
Why is there an inquiry from Birchwood on my credit report?
Have you recently applied for a mortgage with a bank, mortgage company, or credit lender?
Birchwood is a reseller of credit reports. The credit information that we provide on our reports is provided to us by the three major credit bureaus (Equifax, Experian, and TransUnion). Birchwood never initiates a credit inquiry. Only approved Birchwood customers—like a mortgage broker or mortgage banker—may request a credit report through our system for a consumer who has given their permission.
If an inquiry on your credit report from Birchwood is not connected with a loan or home purchase that you authorized either online, in person, or by phone, please call us at 800-910-0015 to verify who ordered the credit report on your behalf.