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Working with Birchwood Credit Services, Inc. is like having your own credit reporting and verification back office. Your dedicated personal assistant makes sure that you are delighted each and every time you reach out for help.
 

Your call is always answered by a knowledgeable and professional representative who can help solve your problem - not later, but right now.  We even offer direct consumer assistance for when you need to focus on other things. We provide our broad range of financial credit services including credit reporting and verification services to mortgage brokers, mortgage lenders, and depository institutions all across the U.S., and we do it promptly, securely, and with a smile. 
 

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Fannie Mae and Freddie Mac have issued an additional set of guidelines for lenders to help them assist borrowers, especially federal workers, whose income has been affected by the government shutdown. In a joint letter to lenders, the government-sponsored enterprises (GSEs) said that with the shutdown extending for a longer than anticipated time, they were "concerned about the impact that continued income interruption may have on borrowers' ability to meet their mortgage payment and other monthly obligations."

Mortgage applications recorded an increase at 23.5 percent this week, on a seasonally adjusted basis, according to the latest Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey. This week's results include an adjustment for the New Year's Day holiday.

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