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At Birchwood, you're never just a customer. 

Working with Birchwood Credit Services, Inc. is like having your own credit reporting and verification back office. Your dedicated personal assistant makes sure that you are delighted each and every time you reach out for help.
 

Your call is always answered by a knowledgeable and professional representative who can help solve your problem - not later, but right now.  We even offer direct consumer assistance for when you need to focus on other things. We provide our broad range of financial credit services including credit reporting and verification services to mortgage brokers, mortgage lenders, and depository institutions all across the U.S., and we do it promptly, securely, and with a smile. 
 

Learn more about the Birchwood difference. You'll be glad you did.

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According to the National Association of Home Builders’ fourth quarter Housing Trends Report (HTR), 2018 saw little change in how homebuyers perceived their ability to afford homes available in their markets. In Q4 of 2018, three out of every four buyers (76 percent) estimate they can afford fewer than half the homes-for-sale in their markets. 

Fannie Mae and Freddie Mac have issued an additional set of guidelines for lenders to help them assist borrowers, especially federal workers, whose income has been affected by the government shutdown. In a joint letter to lenders, the government-sponsored enterprises (GSEs) said that with the shutdown extending for a longer than anticipated time, they were "concerned about the impact that continued income interruption may have on borrowers' ability to meet their mortgage payment and other monthly obligations."

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