Birchwood Credit Services Mortgage Credit Reporting

New Credit Analysis Tool to Elevate Your Applicant Scores: ScoreNavigator

Written by Birchwood Credit Services | Sep 2, 2025 7:30:42 PM

In the mortgage industry, staying ahead of the curve is critical to success. At Birchwood Credit Services, we are excited to announce our partnership with ScoreNavigator.

With ScoreNavigator's Mortgage Action Plan and Simulators, we provide you with powerful credit analysis tools to help your applicants optimize their scores and enable you to make more informed decisions throughout the mortgage process.

 

A New Tool for Our Customers

At the same time, we are excited to introduce the Mortgage Action Plan and Simulators, state-of-the-art credit analysis tools with advanced features designed to enhance your ability to guide and support your applicants in managing and optimizing their credit scores.

To learn more about how ScoreNavigator works, and how it can benefit your borrower, view this information packet.

 

Powerful Features at Your Fingertips

The Mortgage Action Plan and Simulators offer exclusive tools and insights that provide a deeper understanding of credit behavior and actionable steps for maximizing credit profiles.

Here are some key features available:

  • Point Deduction Technology®: Gain precise insights into how each tradeline impacts credit scores, and receive tailored, actionable recommendations to help applicants strengthen their scores, whether for positive or negative accounts.

  • Manual Simulator: Evaluate potential outcomes before making credit decisions.
  • Money Simulator: The Money Simulator will show you the best place to apply funds to your creditors so you can get the most positive impact on your score.
  • Target Score Simulator: Have a desired target score in mind? This tool provides a clear and precise action plan to reach that score, including the best day to pull credit.

  • Comprehensive Summaries: Access complete summaries, including payment history and account-specific instructions for maintaining healthy credit profiles.

 

A Seamless Transition

We understand that moving to a new platform can present challenges, but we’re committed to making this transition seamless. For those looking to explore ScoreNavigator’s advanced capabilities, we invite you to schedule a complimentary demo and experience how it can empower your credit analysis process.

Thank you for your continued trust in Birchwood Credit Services. We’re excited to bring you new solutions to enhance your credit analysis process and look forward to supporting your ongoing success.

Contact Birchwood Credit Services today to learn more about this exciting new offering and how it can benefit your business.