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Housing market improvement continues in November


Last month, nationwide home sales increased 15.7 percent on a year-over-year basis.

The real estate industry often encounters a slowdown in activity during the fall and winter months, but activity remained elevated in November.

Lenders may get mortgage disclosure trial run


The agency will pay attention to three primary factors: Consumer understanding, cost effectiveness and minimizing consumer risk.

In an effort to make the mortgage industry more transparent, one government agency recently announced some lenders may be able to implement proposed mortgage disclosure guidelines in a trial run.

CFPB shuts down two alleged mortgage fraud operations


Consumers should be cautions when approached by a company that promises to forgive their mortgage debt.

In the wake of the foreclosure crisis, the mortgage industry became a hotbed for fraud as scam artists targeted distressed borrowers.

CFPB, DOJ take on mortgage discrimination


In the wake of the housing market collapse, some lenders implemented stricter credit standards.

When applying for a mortgage, a consumer's credit score is very important.

Survey: Home prices, mortgage rates expected to rise in 2013


Many respondents feel mortgage rates will increase significantly in the next 12 months.

Last month, consumers were more confident in the housing market and economy than they have been in years.

Unemployment hits four-year low in November


Recent job growth is believed to be a significant factor that contributed to the falling rate.

The national unemployment rate has remained elevated during recent years.

Foreclosure activity improves in third quarter


In the third quarter, there more than 193,000 properties in some stage of the foreclosure process.

Following the real estate bubble burst, the foreclosure rate surged throughout the country.

More consumers gain stable financial footing


Personal income levels increased $400 million in October.

The economy continues to build momentum in the form of rising personal income levels and job growth.

Home prices rise in November, still outpaced by rental rates


Despite the residential property gains, prices throughout the rental market increased at a much faster pace.

Home prices increased significantly so far this year and continued to do so in November as the real estate industry gained additional footing.

Foreclosure activity trends lower in October


During the month, there were an estimated 58,000 completed foreclosures.

Foreclosures weigh heavily on the real estate industry's recovery, but the rate of home repossessions appeared to be improving in October.


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