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Experian Adds Trended Credit Data Options


Experian has launched a trended data report option for mortgage lenders.

The company has not discontinued traditional credit reports in introducing the change the way other credit bureaus did.

Housing Inventory: It’s ‘Painfully Low’


Single-family housing inventory has been tight for many months, but in September it was down to “painfully low” levels—and it’s having an adverse effect on the housing market. Meanwhile, demand for housing has remained strong, according to the National Association of Realtors (NAR) September Pending Home Sales Index (PHSI).

10 Bold Predictions for the Future of the Mortgage Industry!!!!!!!!!!!!


If the past 40 years has revealed anything about the mortgage industry, it's that change is constant, and inevitable. From the future of Fannie and Freddie to the role technology will play in underwriting, here's a look at 10 bold predictions that will shake up the mortgage industry.

Mortgage Applications and Rates Take a Drop


It was a weak week for mortgage applications, according to the latest Mortgage Bankers Association Weekly Mortgage Applications Survey.

Refi Boom, Compliance Keeping Loan Defects Low


The recent spike in mortgage refinances driven by near historically low mortgage rates has benefited the loan production process by the lowering the frequency of defects, fraudulence, and misrepresentation in the information submitted in mortgage loan applications, according to data released by First American Financial Corporation on Wednesday.

Lenders Win When Originators Attend the Closing


While lenders have long touted the value have having the originator of a mortgage loan attend the closing, a recent analysis from STRATMOR Group uncovered added benefits.

Freddie Mac Forecasts $2T in 2016 Originations


Mortgage originations are expected to top $2 trillion this year, according to the latest Monthly Outlook Report issued by Freddie Mac. This forecast marks the first time in four years that Freddie Mac is expecting more than $2 trillion in originations for a single year.

Mortgages Rates Slump For The Summer


Mortgage rates have slumped this summer in a way that should elate borrowers. Alternatively, a lot of lenders and Fed officials no doubt wonder how it’s possible that mortgage rates went from 4.09 percent a year ago to a meager 3.42 percent in the past week according to Freddie Mac.

Is the eMortgage Inevitable?


eLending is becoming all the rage in the mortgage business. Some wonder whether it’ll ultimately replace the loan officer—and whether it ever could.

Refi Mania Boosts Mortgage Applications


Mortgage application activity enjoyed a healthy boost last week, due primarily to a vibrant burst of refinancing applications.


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