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At Birchwood, you're never just a customer. 

Working with Birchwood Credit Services, Inc. is like having your own credit reporting and verification back office. Your dedicated personal assistant makes sure that you are delighted each and every time you reach out for help.
 

Your call is always answered by a knowledgeable and professional representative who can help solve your problem - not later, but right now.  We even offer direct consumer assistance for when you need to focus on other things. We provide our broad range of financial credit services including credit reporting and verification services to mortgage brokers, mortgage lenders, and depository institutions all across the U.S., and we do it promptly, securely, and with a smile. 
 

Learn more about the Birchwood difference. You'll be glad you did.

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According to a report by the Federal Reserve Bank of New York’s Center for Microeconomic Data, mortgage loan application rates decreased from 7.1 percent in June to 6.7 percent, due to higher mortgage interest rates. However, application rates for mortgage refinancing rose from 7.5 percent in June to 9.2 percent. Overall, mortgage and mortgage refinance application rates remained low in 2018.

Average credit scores for mortgage borrowers remain at a 2018 high, a sign that lenders aren't easing standards despite refinance candidates already falling off on higher rates, according to Ellie Mae's Origination Insights report.

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